... major hacking attacks and fraudulent schemes occurred in 2025, underscoring the need for increased attention to security and investment protection. Echoes of past crises are also evident: the bankrupt FTX exchange in 2025 began another stage of payouts ... ... focusing on a long-term horizon—this strategy allows investors to capitalize on market growth while minimizing the impact of short-term upheavals. Overall, the crypto industry is entering a new phase of maturity. Historical regulatory reforms and record ...

... economic challenges and aims to protect the banking system from crisis situations. Such a policy can be beneficial for us entrepreneurs, as stable banks are reliable partners for implementing long-term projects. While this may lead to a reduction in short-term bank revenues, on a business level, it creates a more predictable and stable environment for operations and future investments.” How Will This Impact Investors? Reduced Risk of Bank Investments. The introduction of the countercyclical capital buffer lowers the probability of crisis situations in the banking sector, which may make investments in bank stocks more ...

... payback periods. Investments in the development and production of satellites, launching spacecraft, and operating infrastructure require significant financial commitments and may negatively impact the company's short-term profitability. Therefore, for short-term investors, these projects may present certain risks. Risks and Potential Challenges for Investors Investments in space are always linked to high technical, financial, and regulatory risks. Collaboration with Roscosmos will demand substantial resources from Sberbank, which can affect the company’s financial metrics. Given that space projects often ...

... particularly important when analyzing bonds and other fixed-income financial instruments, where accuracy can significantly influence investment decisions. Basis Points and Central Banks Central banks often announce interest rate changes in basis points. For example,... ....70% (270 bps) and that of ten-year bonds is 2.88% (288 bps), the spread equals 18 bps. The spread helps assess how expected short-term asset yields differ from long-term ones and how the market evaluates risks. What is the Yield Curve? The yield curve ...

... European market pressures. Expert Opinion: If you are prepared for the risks and willing to invest long-term, these companies could offer interesting opportunities, given their market-leading positions and the potential for government support. However, short-term investments may be less appealing in the current volatile environment. Germany’s auto industry stands at a crossroads, and the coming years will reveal whether it can overcome these challenges and adapt to new market realities. Sergey Tereshkin, founder ...