... demonstrates the increasing acceptance of cryptocurrencies within the traditional financial system. The popular crypto wallet MetaMask, boasting over 100 million registered addresses, has introduced a new function called Stablecoin Earn for generating passive income. Now, stablecoin holders (USDT, USDC, DAI) can directly earn interest within the app thanks to integration with the decentralized lending protocol Aave. Users no longer need to transfer tokens to third-party DeFi platforms — they simply activate ...

... yield through staking. Unlike Bitcoin, which generates returns solely from price appreciation, ETH allows holders to participate in transaction validation and earn rewards on the order of 3–5% annually. This combination of growth potential and passive income positions Ethereum as the “digital oil” of the crypto industry—an essential asset on which decentralized finance (DeFi), NFT marketplaces, and many blockchain services are built. This status supports corporate interest: recent estimates show ...

... exerts a "cooling" effect on oil prices. Macroeconomic Factors. At the end of July, commercial oil inventories in the U.S. fell more than anticipated, reflecting robust consumption and preventing sharp declines in oil prices. At the same time, incoming signals regarding a global economic slowdown are tempering expectations for further tightening in monetary policy. The U.S. Federal Reserve maintained its rate at the July 30 meeting, which, along with sluggish job growth, enhances expectations ...

... distribution sector finds itself in a position of forced price increases for end consumers to stay afloat. Consumers: Motorists feel the impact of gasoline price hikes directly on their wallets. Refueling a full tank costs more, reducing disposable income for households. The increase in gasoline prices affects the budgets of both ordinary drivers and entrepreneurs for whom transportation costs are significant. This can lead to a reduction in discretionary travel, increasing the demand for cheaper ...

... high interest rate environments in the US, investors may prefer to keep funds in bank deposits or bonds; however, stablecoin issuers benefit as reserve yields increase. Between 2023 and 2024, the Federal Reserve's rate hike boosted Circle and Tether's income on reserves, strengthening stablecoins' financial stability. At the same time, high rates may have slightly reduced speculative interest in cryptocurrencies, but stablecoins remain in demand as a means of capital storage within the crypto ecosystem....