... water. The Pancake Index of 2025 clearly demonstrates how prices for basic products are changing. Despite the increase in ingredient costs, the tradition of celebrating Maslenitsa remains steadfast. Pancakes are not only a symbol of the sun but also an opportunity to spend time with family, enjoy delicious food, and preserve Russian traditions. May this Maslenitsa bring you warmth, joy, and aromatic homemade pancakes, despite inflationary fluctuations!

... domestic assets; for entrepreneurs, it underscores the importance of flexible business models; and for ordinary readers, it serves as an indicator that even in a challenging geopolitical environment, the ability to respond to market challenges opens opportunities for capital growth.

... than competitors’?” “Why is the price set this way?” Being ready for objections demonstrates professionalism and helps in persuading the interlocutor. 7. Listening is More Important than Speaking Clients appreciate being heard. Allow them the opportunity to express themselves, clarify details, and show genuine interest. The better you understand the client’s needs, the more accurately you can offer suitable solutions. 8. Value Time – Yours and the Client’s Businesspeople value their ...

... company's image: When founders and management hold on to their shares, it strengthens the company's image as a reliable issuer. Risks and possible consequences After the end of the lock-up period, shares may become cheaper, as large shareholders get the opportunity to sell their stakes. This can create pressure on the market, and the share price may fall. Risks for investors: Share price decline: After the end of the lock-up, a wave of sales is possible, leading to a fall in the share price. High volatility: ...

... Financial Instability The lack of a "safety net" makes individuals vulnerable to economic shocks. According to the Federal Reserve, around 40% of Americans would not be able to cover an unexpected expense of $400 without borrowing. Limited Opportunities for Investment and Savings Continuous reliance on credit hampers millennials from building capital and establishing long-term financial strategies. A high debt level reduces the chances of purchasing real estate, starting a business, and ...