... invest, the greater the potential impact of compounding on the initial value of your investments. Many investors are familiar with the term "compounding" when owning savings accounts. This term refers to the process where the interest on your funds is added to the principal amount and then earns interest on itself. Over time, compounding can have a significant effect. The same can be said of investment income if you reinvest the earnings. Assessment Questions Regardless of the investment approach ...

... Number of Companies While the market was once widely diversified, its resilience now depends on just 10-15 companies. This could create long-term risks if even one of these companies faces challenges. Danger for Passive Investors Passive investment funds (ETFs) that track indices are increasingly dependent on large companies. This means that a downturn in such companies could negatively impact all those investing through index funds. What Should Investors Do? ✔ Diversify Your Portfolio Consider ...

What project metrics catch the attention of legendary investors? Warren Buffett's name is familiar even to those far removed from the financial sector. The founder of a successful investment fund that generates substantial profits, he is known as the “Oracle of Omaha,” possessing an inexplicable intuition for identifying which stocks and companies are poised for growth. With a multi-billion dollar fortune to his name, Buffett’s financial ...

... impress others?" The practice of delaying purchases for 24 hours can help avoid impulsive decisions. Financial Literacy Understanding loan terms, analyzing interest rates, and knowing the real cost of borrowing is crucial. Establishing an emergency fund helps to avoid relying on credit in emergencies. Budget Planning Keeping track of income and expenses using apps like YNAB, Mint, or CoinKeeper is essential. Setting financial goals such as creating an emergency fund, investing, or purchasing a home ...

... conditions, banks can utilize this buffer to cover losses and maintain normal operations. The Central Bank of Russia has announced that the buffer will be set at 0.25% of risk-weighted assets. This means that banks will be required to keep a portion of their funds in reserve, ensuring stability in their operations amid any macroeconomic changes. Why is the Central Bank Introducing the Countercyclical Capital Buffer? Rising Credit Risk. In recent years, Russian banks have demonstrated high activity in the ...