... professional management, although they charge fees. The IIA allows investment in stocks and bonds with a tax incentivized deduction (13% from expenditures up to 400,000 ₽ per year). PIFs within an IIA can yield additional deductions. Taxes on the sale of securities and dividends are imposed at the standard rate (13%/15%). Conclusion: Stocks and funds have the potential for higher returns through price appreciation and dividends, but they also come with high volatility. It is advisable to complement ...

... performance of Russian companies. Upcoming earnings reports from major public companies for the quarter/year will show how the real sector is feeling the growth and support mentioned by the president. Monitoring corporate reporting (revenue, profit, export sales) will help investors assess which sectors are winning under current conditions and adjust their strategies accordingly. Overall, the St. Petersburg Forum reaffirmed the Russian authorities' commitment to stability and openness to investment, despite ...

... ceased. According to the Ministry of Energy, the current balance in the domestic market is surplus, and if the trend persists, retail prices at gas stations remain under control. Additionally, authorities are considering mechanisms to stimulate fuel sales domestically (such as raising trading norms on the exchange) and other measures to prevent shortages at gas stations. For Russian fuel companies , the temporary ban means they need to flexibly manage export and processing flows, adjusting logistics ...

... volatility —the Ministry of Energy of the Russian Federation, along with the Federal Antimonopoly Service and St. Petersburg Exchange, are developing measures to reduce speculative price fluctuations. Changes to trading mechanisms and minimum fuel sales standards are being discussed to prevent market participants from creating artificial shortages. Coordination of refinery repairs —the relevant authority is “manually” monitoring maintenance schedules at oil refineries. The goal is to avoid ...

... Unlike Google, Apple does not rely on search advertising; however, global trends in AI also affect this giant. Apple’s business model is built around an ecosystem of devices and services, and retaining users within this ecosystem is key to ongoing sales and subscriptions. Nevertheless, the emergence of powerful external AI services indirectly threatens Apple's position regarding user experience. If consumers start to receive more advanced features from third-party AI platforms, this could undermine ...