... saving for the future. What Risks Does Living on Credit Carry? Increasing Debt Burden The more is spent on status purchases, the higher the risk of falling into a debt trap. The average interest rate on credit cards in the U.S. exceeds 20%, making debt servicing extremely challenging. Financial Instability The lack of a "safety net" makes individuals vulnerable to economic shocks. According to the Federal Reserve, around 40% of Americans would not be able to cover an unexpected expense of $400 without borrowing. Limited Opportunities ...

... storage and backup solutions—surprised with a 23% revenue growth last quarter. Current expectations are also quite high (approximately +17% year-on-year sales). Investors should assess whether the trend of increased demand for data protection and backup services in the corporate sector continues. If financial results exceed consensus (e.g., revenue >$270 million) or management raises its annual guidance, it will confirm that Commvault is successfully monetizing the transition of companies to the cloud and data growth—potentially driving stock ...

... to an immediate decline in the company’s market capitalization by billions of dollars—testifying to how high the stakes are. Fundamentally, Google still possesses powerful assets: a colossal user base, advanced technologies and talent, as well as financial capital sufficient for investment in research. Yet, in assessing the future valuation of the company, analysts now take into account new risks . Can Google maintain its monopoly in search? Will it succeed in monetizing AI services as effectively as traditional search? Answers to these questions will determine the trajectory of the company's growth and the dynamics of its stock in the coming years. Apple: Ecosystem vs. AI Challenge Unlike Google, Apple does not rely on ...

... companies dealing with Iranian partners or tourism organizations. Mir cards will enable Russian citizens and companies to simplify financial operations in Iran, making business dealings in the region more transparent and predictable. Expansion of the Tourism ... ... cards in Iran will boost tourism and the hospitality industry. Russian tourists visiting Iran can now access familiar banking services, which will serve as an additional incentive for the development of tourism services. Strengthening Partnership Ties: ...

... rubles for the company just for the first half of the year. This directly affected the reduction in extraction costs and improved financial results (the tax exemption was granted to support Gazprom's investment program). Secondly, some cost savings may be ... ... capacities. Expenditures in other segments generally did not increase. Costs associated with rentals, processing, and other services remained close to last year's levels. Notably, some of Gazprom's business areas are still operationally unprofitable ...