... allows for a significant reduction in tax burden and simplifies reporting. Advantages of STS: Low tax rates. The STS offers two options: 6% on revenues or 15% on the difference between revenues and expenses. This allows businesses to choose the most optimal option based on their expense structure. Simplified reporting. Enterprises using STS are not required to submit complex tax declarations, which reduces administrative costs. Access to tax holidays. In some regions, businesses registered under the STS can benefit from tax holidays for up to two years. Disadvantages of STS: Income limitations. There are income thresholds for applying STS (246.1 million rubles in 2024)....

... to seek a loan, leading to additional financial pressure. How to Calculate the Optimal Size of Your Financial Safety Net? The optimal size of a financial safety net depends on your individual situation and level of expenses. It is generally recommended ... ... rubles. Consider Regular Expenses. Include mandatory payments such as rent, utilities, groceries, transportation, and medical costs in your calculations. Account for Individual Circumstances. If you have an unstable income, it may be wise to increase your ...

... economy. Manufacturing enterprises with significant transportation costs or owned vehicles (such as construction and extraction companies) also face rising cost bases. Thus, high gasoline and diesel prices affect a wide range of sectors, increasing costs and necessitating adaptation (optimizing routes, moving to more economical vehicles, seeking fuel discounts from suppliers, etc.). Global Context: Oil, Gas, and Coal Oil. Global oil prices in 2025 remain relatively high. Despite volatility, Brent quotes in the middle of the year hover ...

... the Ascend lineup and is designed for: cloud computing; training large neural networks; building infrastructure for AI. Ascend 910B competes with high-performance GPUs from Nvidia, such as the A100 and H100. With innovative technologies and a focus on cost optimization, Ascend has emerged as a serious alternative to traditional Nvidia solutions. Competition with Nvidia For many years, Nvidia has maintained a leadership position in AI processing due to its graphics processors, which are considered the gold ...

... necessary items in favor of saving. A constant anxiety around spending emerges. You find yourself dissatisfied with life due to restricting your desires. Ways to Save Money Saving on Household Expenses Every family can significantly reduce its expenses by: Optimizing utility payments. Planning grocery purchases. Applying home canning and food prep techniques. Secrets of Effective Transportation Cost Savings When traveling by your own car, you can: Reduce trips by planning ahead. Use public transportation. Carpool with neighbors and share expenses. Money Saving as a Goal Setting financial goals will enable you to manage your finances more purposefully: ...