... actively promote loans with low-interest rates, creating the illusion of easy money and facilitating the accumulation of debt. Changing Attitudes Toward Finances Unlike previous generations, millennials are less inclined to save and more focused on consumption. A Deloitte study revealed that 60% of millennials lack long-term savings, preferring to spend money in the present. Due to uncertainty in the job market and an unstable economy, many prefer to seek immediate gratification rather than saving ...

... and crop yields. In this article, we examine the reasons for this price increase, its consequences for consumers, options for savings, and future price forecasts for coffee. Learn how you can prepare for market changes and maintain your usual level of consumption of your favorite beverage. Coffee Prices in Russia to Rise by 20-40%: Causes and Consequences Why Are Coffee Prices Rising Again? Economists warn that coffee prices in Russia could increase by 20-40% in the coming months. The primary cause ...

... with reserves sufficient for 50–60 days depending on weather and output. However, coal shortages could arise, requiring imports via Romania rather than Ukraine. Transitioning entirely to coal could prevent a humanitarian disaster, but household gas consumption for cooking and heating remains irreplaceable. Optimistic Scenario If Ukraine halts transit, Gazprom could still supply gas to Moldova and Transnistria via the Trans-Balkan Pipeline in reverse flow—from Turkey to Moldova. The challenge ...

... indicators for the Central Bank. If consumer activity declines and companies reduce spending, it can lead to decreased demand and economic slowdown. In these situations, the Central Bank may lower the rate to make credit more accessible and encourage consumption. Conversely, if consumption and business confidence increase, the Central Bank may raise rates to avoid overheating the economy. The key rate of the Central Bank is influenced by numerous factors that reflect both internal and external conditions....

... reduce dependence on Russia, but how realistic is it to do so? Let's figure out what opportunities and risks this idea hides and how replacing Russian LNG with American LNG will affect the European market and investors. The current situation with LNG consumption in Europe Europe is actively increasing its LNG consumption, especially after the 2022 energy crisis caused by the restriction of Russian gas supplies. According to the International Energy Agency (IEA), in 2023, LNG import volumes to Europe ...