... from the nominal amount. For example, a bond with a nominal value of 1,000 ₽ and an 8% coupon brings the investor 80 ₽ per year. At the end of the bond's term, the investor receives back 1,000 ₽. Such payments make bonds a tool with predictable returns. Bonds are considered relatively safe compared to stocks. Government bonds (for instance, OFZ) carry virtually no default risk since they are guaranteed by the state. These securities usually provide lower yields, but they protect investments....

... nominal yields in the current conditions (over 16%), nearly zero risk to the principal (when insured), and full liquidity (after the deposit term). Their downsides include the need for term fixation and relatively high inflation, thus yielding modest real returns over a 2-3 year horizon. They are ideal for the 'core' of a portfolio or as a 'safety cushion.' Bonds: Government and Corporate Government Bonds (OFZ) Yield. Federal loan bonds (OFZ) are the most conservative debt instruments. The yield on current ...

... investors use to thrive in challenging economic conditions? Goldman Sachs Asset Management’s latest 2025 forecast focuses on diversification, ESG investing, technology development, and alternative assets. Find out which sectors promise the highest returns, what risks to consider, and how to properly allocate capital to preserve and grow assets in the face of global instability. Goldman Sachs' 2025 Forecast: Where Should Investors Move? Goldman Sachs Asset Management has released its 2025 forecast,...

... Guide What is Diversification and Why is it Important? Diversification is one of the key principles of risk management in investing. It involves spreading investments across different assets, which reduces the risk of losses and ensures more stable returns. For Russian investors, diversification is particularly relevant: economic fluctuations and changes in the political environment can impact financial markets. In this article, I will explain how to diversify your portfolio to enhance its resilience ...

... end of July 2025. After a prolonged downturn, investors worldwide are actively financing tech companies again: record funding rounds are being secured, and startup plans for public listings are back in the spotlight. Major funds and corporations are returning to aggressive investments, initiating new investment programs, while governments across various countries are ramping up support for innovation, striving not to fall behind in the global tech race. The first half of 2025 marked the strongest ...