... neighboring countries, active steps are being taken to develop their own startup ecosystems in line with global trends. At the Saint Petersburg International Economic Forum (SPIEF-2025), a new venture fund was announced with the participation of PSB Bank, targeting approximately 12 billion rubles for investments in dual-use projects—from drones and artificial intelligence to robotics. PSB Bank is acting as the anchor investor, also attracting private capital; even under sanctions, the market is ...

... understand the product and its features, study the business model and try to compare it with the business models I already know, calculate the return on invested capital and turnover , as well as the way to finance this project, do I need to attract a bank and what banking products are best suited or is it possible to do it on my own. Aspiring entrepreneurs conserve their limited resources. They try to keep overhead costs low, productivity high, and fixed assets kept to a minimum. Thanks to this, they ...

... work toward your goals. In due time, you will likely find yourself able to afford luxuries through investment income rather than through credit. One of the best solutions to enable calm and systematic investing and saving is to automate the process. Banks offer features to link "savings jars" to accounts and cards, while Google Play and the App Store provide a variety of investment apps. In the initial stages, automation will simplify the task of saving, making it easier to adjust to a ...

... with small investments. Despite the economic crisis triggered by the pandemic in 2020, the real estate markets in many countries around the world experienced an unprecedented surge. In times of uncertainty, coupled with declining deposit rates in banks, individuals tend to seek alternative investment options, with real estate being one of the most comprehensible choices. Moreover, investing in real estate does not necessarily require large sums of money. Thanks to specialized funds, one can start ...

... institutions that aggregate the funds of small investors and act as their representatives are categorized as collective investors. There are three primary types of financial intermediaries present in the market: Deposit intermediaries, which include commercial banks, credit organizations, and savings and loan associations. Their main task is to safeguard the entrusted funds to meet current consumer needs; Saving contract companies, such as life and property insurance organizations and various funds. These savings ...