... scientific works and their significance for society. 1. Genetics and Income Levels: What Do Studies Say? Researchers have found that certain genetic sets are directly linked to the predisposition for higher incomes. A 2022 study published on the arXiv platform demonstrated that polygenic scores influencing academic success predict future salary levels, income, and job prestige. Key findings: Genetics influences income by 25%. Although this figure is not absolute, it confirms that hereditary factors ...

... институционального кредитования. В секторе метавселенных токены MANA и SAND укрепились на 8% и 11% соответственно после публикации новых планов Meta Platforms по интеграции цифровых аватаров и платёжных решений на базе блокчейна. 6. Инфраструктура: инвестиции и развитие Binance Labs объявила о запуске ...

... interests. The company's values matter to us: ecology, inclusion, social responsibility. If they don't align with our views, we say goodbye. We’re not afraid to take risks. Unlike previous generations, we don’t fear being jobless. With technology and platforms like hh.ru or Telegram channels, finding a new position is a matter of a couple of days. How Does This Affect the Labor Market? Our approach compels companies to adapt to us: Salaries are rising. Employers understand that we can't be retained ...

... between individuals, and making payments to government agencies. The main difference is that all transactions will occur through special digital wallets issued by the Central Bank. These wallets will be accessible through bank applications and specialized platforms, where operations can be conducted without fees or with minimal costs. What are the benefits of the digital ruble for citizens? Accessibility and ease of use: The digital ruble will be available to everyone, regardless of whether a person has ...

... financial risks. We delve into what drives such behavior, the consequences it may entail, and how to avoid falling into the debt trap. Why Do Millennials Live on Credit? Social Pressure and the Influence of Social Media Instagram, TikTok, and other platforms create an illusion of a successful life, where a beautiful image is more important than actual wealth. A Bankrate study revealed that 39% of millennials make expensive purchases for the sake of social media content, even if they cannot afford ...