... current situation, investors are advised to carefully assess the financial health of the banks they plan to invest in. The securities of major players, such as Sberbank, may remain stable and attractive to investors. Conversely, smaller banks may be at risk, necessitating a cautious approach to investments within this sector. Diversifying the portfolio and shifting towards less risky assets, such as government bonds or commodity assets, may be a prudent strategy for capital protection. High rates and increased oversight by the Central Bank significantly ...

... (ПИФ). What exactly is an ETF? An ETF, or Exchange-Traded Fund, is a type of security. When investing through an ETF, investors acquire shares of the fund itself rather than purchasing stocks or bonds of a specific company. This structure minimizes the risk of losing the entire investment and potentially increases returns. For instance, if you invest in an index ETF or bond funds, you will typically earn a return on these instruments even if individual stock prices fluctuate. However, when choosing between an ETF and a mutual ...

... Technologies: Special attention is being paid to technology, defense, infrastructure, and exports to new markets. Government support for projects in IT, industry, defense, and export-oriented agro- and industrial sectors is creating growth points for investment. Companies operating in these areas may benefit from state programs and expanding external relationships. International Risks and Opportunities: The Russian economy is reorienting toward cooperation with partners beyond traditional Western markets. This opens new horizons but also carries geopolitical risks. Investors should consider sanction restrictions while not overlooking ...

... slowing global economic growth. Mixed macroeconomic statistics from the US and cooling in China lead to forecasts of only moderate increases in raw material demand in the second half of the year. Many analysts remain cautious: estimates from several investment banks suggest Brent may end the year around $60 per barrel if the risks of weak demand re-emerge. Thus, oil prices are currently balancing between supporting factors (OPEC+ supply cuts and export limitations from some countries) and pressure factors (economic slowdown and potential increases in non-OPEC supplies, for ...

... management, logistics, public services, and corporate governance. Blockchain allows for: Increased transparency of operations, eliminating the possibility of fraud. Reduced operational costs through process automation. Enhanced data security, lowering the risks of fraud. Investments in blockchain technology are becoming lucrative and promising, especially in light of the growing demand for transparency and security in digital transactions. Green Energy: Sustainability as the Key to Success The shift to sustainable energy ...