... their favor. This can leave the investor at a disadvantage, as deception can hide in the details. It is essential to document the investment. This can be done in various ways; some prefer notarizing the agreement. Other options are also possible. It is important to specify the degree of participation and amount of investment in the document. Otherwise, proving your affiliation with the company may become problematic. Many experienced entrepreneurs prefer to enter the company as a legal entity rather ...

... mortgage market in the context of high interest rates. Find out how to prepare for possible changes and intelligently adapt your financial plans. Changes in Mortgage Programs: What Does the Suspension of Family Mortgages Mean? Why Are Mortgage Changes So Important for Borrowers? Mortgages remain one of the most sought-after financial products in Russia, particularly for families looking to improve their housing conditions. Recent changes in mortgage programs from major banks, such as VTB and Sberbank,...

... it will likely be minimal. However, it is anticipated that companies' performance will be significantly better than last year, which will positively affect the stock market. Advice from Experts Despite the prospects and forecasts from experts, it is important not to become complacent. To avoid disappointment, it is advisable to follow the recommendations of professional investors: Businesspeople should not build illusions or engage in self-deception. Government monetary policy is not a magic wand; ...

... can exacerbate psychological discomfort. How to Find a Balance Between Frugality and a Fulfilling Life Psychologists offer several tips for those prone to excessive frugality to avoid negative consequences. Define Your Savings Goals Saving money is important, but accumulating without a clear purpose can lead to dependency. Determine what you are saving for—be it a vacation, purchasing property, or professional development. This will help reduce anxiety levels and make saving a conscious process....

... company exceeds this limit, it must switch to the general taxation regime. Employee limits. The number of employees in the company must not exceed 130 individuals. Limited expenditure list. When opting for STS "income minus expenses," it's important to note that not all expenses can be considered for taxation purposes. 2. General Taxation System (GTS) The GTS is the standard tax regime used by most large companies and all companies that do not meet the criteria for special regimes. Advantages ...