... benchmark prices and export prices within a margin of 10% for gasoline and 20% for diesel. The benchmark for gasoline is based on AI-92 prices (64,515 rubles per ton). Policy Recommendations to Stabilize Prices Sergey Tereshkin, CEO of OPEN OIL MARKET, suggests including AI-95 in damper calculations as a way to curb price growth, potentially coupled with reducing fuel excise taxes. For instance, excise taxes on Euro-5 gasoline are set to rise to 15,755 rubles per ton by 2025, compared to 5,530 rubles in 2015. Currently, 74.9% of excise revenues go to regional budgets and ...

... financial standards, which reduces risks for investors. Transparency and reliability of information help investors make informed decisions, avoiding possible losses. Examples of successful pre-IPO projects in Russia A successful example on the Russian market is the ANABAR project. It attracted significant funds at the pre-IPO stage, demonstrated stable growth and met investors' expectations. This shows that with a competent approach to selecting projects and careful analysis, it is possible to reduce risks and achieve stable investment growth. Thus, examples of successful projects such as ANABAR confirm ...

... of a financial crisis if companies or citizens fail to meet their debt obligations on time. Credit Overheating and the Current Situation in Russia Currently, the Central Bank of Russia is observing signs of credit overheating in the corporate lending market. As reported by the head of the department at the Central Bank, annual growth rates of loans in this sector remain high, exceeding 20%. This indicates that many companies are taking out loans despite the high key interest rate and the associated increase in borrowing costs. However, the central bank emphasizes that we have ...

... forcing traders and companies to quickly adapt to new conditions. However, fundamental market trends indicate a gradual restoration of balance: oil prices have stabilized at relatively comfortable levels for consumers, while producers' efforts prevent the market from sharp fluctuations. The European energy sector is entering winter with record gas reserves, reducing the risks of shortages, while global investments are confidently moving towards clean energy, opening up new growth opportunities. For investors in the fuel and energy sector, a period of reassessing risks and strategies is unfolding. On one hand, traditional oil and gas projects face geopolitical and regulatory challenges, with their margins being squeezed ...

... mortgage loans for country real estate. As of January, the average loan amount has grown to 5.679 million rubles, which is 52% higher than the figure for 2023 (3.741 million rubles). This trend reflects structural changes in the economy, the real estate market, and borrower preferences. Key factors influencing this growth include government mortgage support programs and rising construction and land costs. Main Reasons for the Increase in Loan Amounts Preferential Mortgage Programs: Government initiatives have become the key driver of the market. Rural Mortgage: ...