... virtually stagnant new orders due to limited demand and reduced purchasing power among consumers. The slowdown in household spending growth and a soft business cycle hinder the development of the services sector. Industrial Sector The industrial sector remained ... ... recovery support investor optimism. On the other hand, the continuing low domestic demand and rising inflation limit the bullish potential of the sector. Technically, the Moscow Exchange index has yet to break through a key resistance level (around 2750–2800),...

... as this can yield significant returns during IPOs and subsequent phases. This approach also applies to venture funding. Minority investment. Investors can provide capital for projects that have been established and are actively developing. The rapid growth of the company’s assets will increase the investor's returns. Company establishment. A potential investor can independently create an enterprise focused on energy extraction. In this scenario, the investment volume may be substantial, given the lack of other potential investors. The individual must rely solely on their capabilities and ...

... diversification of sources and the accumulation of reserves, Europe is entering winter better prepared than last year. Nevertheless, potential risks remain—from possible extreme cold that could sharply increase demand to competition with Asian buyers for the ... ... recent years. In several Asian countries (China, India, Vietnam, etc.), demand for coal also remains high due to rapid economic growth and the need to reliably meet peak consumption periods. These facts underscore that the energy transition is a step-by-step ...

... payments or go bankrupt. The liquidity of such securities depends on the issuer (higher for market leaders, lower for smaller issues). Coupon income is subject to a 13% income tax. Stocks and Investment Funds Stocks of Russian Companies. Stocks offer high potential returns through capital appreciation and dividends. Large-cap "blue chips" (Sberbank, Gazprom, Norilsk Nickel, Yandex, etc.) pay dividends of around 5–12% per annum. Long-term investments in stocks can ensure superior capital growth due to business development and profit reinvestment. However, stocks are volatile and subject to economic and political risks. Dividends and capital gains are taxed at 13%. The liquidity of large-cap stocks is typically high. Foreign Assets and ...

... the rise in rates on attracted funds and pressure on the interest margin. Credit Losses and Reserves Credit loss expenses amounted to 55.6 billion RUB compared to 32.2 billion RUB last year. This indicates a more cautious reserving policy in light of potential risks within the loan portfolio. Fee-Based Business Fee Income: 26.6 billion RUB (up from 21.3 billion RUB). Fee Expenses: 6.2 billion RUB, higher than 5.6 billion RUB a year earlier. The growth in fee income demonstrates resilience and diversification of revenue sources, especially amid declining interest income. Non-Banking Activities Revenue from insurance and non-banking activities reached 43.5 billion RUB, an increase from 34.4 billion ...