... Banks Sharply Reduced Credit Card Issuance in 2024 and What It Means for Consumers? In January 2024, Russian banks significantly cut credit card issuance and reduced limits on new cards, marking a notable shift in the financial market. According to data from the United Credit Bureau, the decrease was 22% compared to the same period last year, immediately drawing the attention of experts and consumers. This move is driven by several key factors, from the tightening of the Central Bank's credit policy ...

... to identify possible risks, check the accuracy of the information provided and understand whether the company meets the stated indicators. Financial due diligence Analysis of the company's financial statements helps to ensure the reliability of the data provided. The audit includes studying the balance sheet, profit and loss statement, cash flow, and the company's debt. It is important to understand how stable the company's income is and what financial risks may arise after the acquisition. Legal ...

... the excise tax revenue on gasoline and diesel goes to Russian regions. In fact, the current indexing of prices is one of the ways to support regional budgets, which may face difficulties due to losses from corporate income tax. According to Rosstat data, the balance of profits and losses for wholesale and retail trade enterprises in the first four months of 2024 decreased by 51.7% compared to the same period in 2023, reaching 466.2 billion rubles (trade is one of the largest employers in the regions)....

... OIL MARKET, under the export ban, oil companies have no choice but to slow the growth of retail prices. However, significant changes in the wholesale and exchange segments are unlikely, mainly due to declining profitability. According to the latest data from Rosstat, the net profits of Russian oil refineries fell by 61.5% in the first five months of 2025, amounting to RUB 521.5 billion. Such a drastic decline is largely attributed to a reduction in subsidies for oil producers. While the payments ...

... these advertising slogans blindly, as they often bear little relation to reality. To make an informed decision, individuals must independently research information, taking advantage of ratings and analytics available online. Based on publicly available data, a list of financial institutions that offer favorable deposit placements can be compiled: Tinkoff Bank. This financial institution offers the highest interest rates. The greatest profits can be achieved by placing funds in the national currency ...