... periodic disclosures of reserves by category. According to the latest published data (end of 2024), Tether's reserves include about 80% in highly liquid assets (predominantly US Treasury securities—T-bills), a portion in cash and deposits, a share in secured loans, and minor investments in other assets (e.g., Tether acknowledged holding a small percentage of reserves in gold and Bitcoin as additional diversification, along with investing part of profits). The shift toward a focus on Treasury bonds occurred after 2021 when,...

... Type A - a deduction for contributions up to 400,000 rubles per year, enabling a tax refund of up to 52,000 rubles. This is suitable for those paying personal income tax (PIT) at the rate of 13%. Type B - exemption from taxation on income derived from securities transactions when the IIA is closed. This option is suitable for investors planning significant investment returns. Long-term capital gains exemption on share ownership. If an investor holds shares for over three years, gains from their sale may be exempt from taxation, provided the purchase value of assets does not exceed 3 million rubles per year....

... determine the best entry or exit points, but by using common sense and applying some portfolio risk management strategies, one can achieve a decent rate of return - if not in the short term, then possibly in the long term. Investment in Gold The idea of investing in precious metals has many advocates—it's no coincidence that central banks keep gold as a reserve asset. Gold is often referred to as a "safe haven," indicating that it is considered a relatively secure asset during times of high inflation or turmoil in financial markets. Furthermore, gold has garnered a multitude of enthusiasts due to the expansionary monetary policies conducted by major central banks. Asset purchase programs, more commonly known ...

... This will make Ethereum more attractive to companies developing smart contracts in various languages. Institutional investors also welcome the clear architecture: demand for ETH remains strong—just last week, spot ETFs attracted $106.75 million in investments in Ethereum. A more secure and cost-effective base layer could enhance the trust of regulators and major players. However, changes do not occur in a vacuum. Key Ethereum 2.0 updates have already been implemented: the transition to Proof-of-Stake (the Merge) contributed to ...

... allow you to better plan your strategies. It is important to consider that cryptocurrency income is now treated equally with securities, which simplifies their inclusion in the tax base. For miners Tighter regulation may increase operating costs, but ... ... planning a financial strategy. These changes make the Russian cryptocurrency market more predictable and attractive for long-term investments.