... demand. Moscow New Housing Sales Fall by 20% According to the CIAN portal, sales of new homes in Moscow decreased by 20% in 2024 compared to the previous year. A total of 137,000 real estate purchase agreements were registered in 2024. Reasons for the decline in sales: Completion of preferential mortgages and reduced accessibility of mortgage lending. Tightening of conditions for targeted programs, which also decreased housing availability for certain categories of citizens. Mortgage Lending: In 2024,...

... could affect the growth of companies, especially in the tech sector. ✔ Long-term approach Investing for years, not months, helps to survive market fluctuations. Historically, the stock market shows a positive trend in the long term, despite temporary declines. ✔ Portfolio diversification - do not bet only on the tech sector, it is important to distribute risks. ✔ Evaluation of fundamental indicators - it is worth considering the real profitability of companies, and not just the hype. ✔ Risk ...

... track, with Brent oil prices likely to range between $70–75 per barrel in the coming months. The primary risks will emerge in 2025–2027, as OPEC+ countries, including Russia, may need to increase production sharply, causing nominal and real price declines. Simonov concludes that while oil and gas revenues might decrease by year-end, they have already exceeded expectations by 908 billion rubles over eight months. Moving forward, Russia must focus on building its own oil trading system, pricing,...

... If it turns out that the pawnshop is operated by individuals with questionable integrity, it may be wise to seek a more secure investment option. Distrust towards pawnshops can have a detrimental impact on their operations. Consequently, demand may decline at some point, leading to reduced liquidity for investments. Overall, investing in pawnshops can be a lucrative form of investment that may generate stable passive income. The key is to approach the selection of the company and the documentation ...

... losses, along with the complete loss of dividends. The value of the shares can drop rapidly, making it impossible to recoup the original investment upon sale. Proper portfolio formation is necessary. This way, even if the returns on some securities decline, others can fully cover the difference, ensuring income for the investor. The portfolio should include shares from companies promising high dividends as well as those that do not offer substantial returns. Additionally, it is recommended to use ...