... increase in costs was partially driven by inflationary pressures (salary indexing and other items) as well as significant bank investments in IT infrastructure and the development of digital services. Nevertheless, the rise in expenses slightly outpaced ... ... cost-to-income ratio to remain around 33%. Investors view this level of expense control positively, as Sber maintains one of the best business cost structures in the sector, ensuring high operational profitability even in challenging macroeconomic conditions. ...

... face rising costs. This may lead to price increases for services and products, further impacting consumer demand. What This Means for Investors and Businesses Asset Diversification It is recommended to hold savings in various currencies and consider investments in precious metals. Revising Financial Strategies Businesses should minimize dependence on imports and assess currency risks. Attention to News Stay informed about Central Bank decisions and international events to timely adjust your strategies. The year 2024 proved to be a year of challenges for the ...

... Growth By mid-August 2025, the venture market exhibits moderately optimistic sentiments: successful IPOs and major deals indicate that the downswing period is behind, although investors are still acting selectively, preferring startups with sustainable business models. Major capital injections into AI and other sectors instill confidence, but funds are striving to diversify their investments and rigorously control risks to prevent the new upswing from turning into overheating. As a result, the industry is entering a new phase of development focused on quality, balanced growth.

... form of venture investing. It is a method that allows the pooling of capital from numerous individuals to purchase shares in companies outside the stock market. In the event of the project's success and proper utilization of the raised funds by the business, shareholders will reap profits. Conversely, if a company performs poorly, investors risk losing their invested capital. Advantages of Crowdfunding With a large number of participants, the entry threshold is relatively low. This allows even investors without their own capital to begin investing. High potential returns. Thanks to the raised funds, companies ...

... retail investors the opportunity to invest in BTC through shares. The emergence of such fund-like companies demonstrates the market's desire to meet the demand for direct Bitcoin ownership through traditional financial instruments. From Traditional Business: Tesla, Block, and Others Among BTC holders are also companies from traditional sectors that are not directly linked to mining or cryptocurrencies. Tesla (automotive industry) invested $1.5 billion in Bitcoin back in 2021; after partial sales, it still holds ~11,500 BTC. Fintech company Block, Inc. (formerly Square) added ~8,700 BTC to its balance sheet as part of supporting cryptocurrency services. Notably, even the media ...