... acquired, it is crucial to divest them in a timely manner. Otherwise, there is a real risk of losing all invested capital. Investing in Bonds Bonds can also provide income to their holders, often yielding returns greater than those from traditional bank deposits. However, it is worth noting that profits from bonds are taxable, significantly reducing the attractiveness of such investments. Consequently, the returns may be comparable to those earned from funds placed in savings accounts. Despite this,...

... estate, their mortgage expenses may be justified by the long-term appreciation of the property, which compensates for interest costs. 3. The Desire to Lock in Rates for the Future Many Russians fear further increases in interest rates, as the Central Bank of Russia maintains a high key rate to combat inflation. According to the Bank of Russia, the key rate in November 2024 stands at 10%, with expectations that it may be raised. In such conditions, borrowers are keen to secure a mortgage to lock in ...

The Russian economy is going through a difficult period. Domestic investors are reluctant to trust their funds to companies, while banking institutions are significantly reducing lending. As a result, the situation in the internal market is exacerbating. Companies are facing a severe shortage of financing. The Russian economy is currently experiencing a challenging period. Domestic ...

... Economic Events for Investors 1. European Market Events Eurozone Consumer Price Index (CPI, October) — Published at 10:00 GMT The Eurozone CPI provides a critical look at inflation across the region. High inflation may pressure the European Central Bank to consider tightening its policy, impacting the euro and European equity markets. Lower-than-expected inflation could ease concerns and support equity growth. United Kingdom Retail Sales (October) — Published at 07:00 GMT Retail sales data reflects ...

... bring about moderate weakening of the ruble. They suggest that the dollar rate will fluctuate within the range of 100-115 rubles, but a severe devaluation is not expected due to: The Russian economy continues to adapt to external shocks. The Central Bank is pursuing an inflation-targeting policy and maintaining currency reserves. A positive trade balance continues to support the national currency. Main Risks for the Ruble Despite moderate predictions, analysts highlight several risk factors that ...