... sectors. It is commonly believed that investing in stocks is a privilege reserved for legal entities with millions of free capital. However, this is not the case. Ordinary individuals who wish to grow their wealth can also invest in the securities of ... ..., it does not guarantee that the profits will be distributed among investors. Management may decide to reinvest earnings for growth. This is the hallmark of sound management practice. A business cannot rely solely on investor funds; doing so risks bankruptcy....

... valuation, particularly for companies with predictable cash flows. The Earnings Capitalization method is applied to companies with stable revenues, where profits can be projected into the future. Here, the current profit of the company is divided by a capitalization rate that takes into account the risks and growth rates of the business. Comparative Approach: This method is based on comparing the assessed company with similar enterprises in the market. The Market Multiples method uses multipliers such as P/E (price-to-earnings), EV/EBITDA (enterprise value ...

... sector, demonstrating the financial stability of the agribusiness). Conversely, if the decision is made to withhold dividends or postpone the matter, a negative reaction can be expected — investors do not favor uncertainty regarding the return of capital. **Russian company earnings:** On August 7, several large companies released their financial results, and today market participants are evaluating their impact. The online retailer Ozon reported strong revenue growth for Q2 2025 (in compliance with International Financial Reporting Standards, IFRS)—according to the company, revenue increased by double digits due to an expanded product range and rising order volumes. Although Ozon's net profit remains elusive,...

... nature of the recovery in the Russian economy. Investors assess the combination of stability in the services sector and slight growth in industrial indicators as a signal of moderate optimism; however, high inflation and sanctions continue to impose restraining ... ... respond to any deviations from expectations regarding the key rate and external factors. Investment strategies remain focused on capital preservation in light of increasing volatility and uncertainties in macro forecasts.

Many individuals choose one of the safest methods to preserve their wealth by investing in bank deposits. By placing money in a deposit account, it is possible to earn passive income. Many individuals opt for one of the safest methods of capital growth to safeguard their funds: bank deposits. By placing money in a deposit account, investors can earn passive income. However, in recent years, the banking sector has been facing a crisis, with financial institutions shutting down one after another....