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Savings Certificate as a Means to Preserve and Grow Capital
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The Characteristics of a Savings Certificate
A savings certificate is a security that can be purchased by anyone. It is offered by various financial institutions, with government organizations being the most trusted.
The purchase is made in rubles. At the end of the term specified in the document, the owner receives their money back with interest. The rate is agreed upon in advance, and it is significantly higher than that of a bank deposit.
Advantages
However, according to Sergey Tereshkin,...
The lifting of the ban on gasoline exports will not lead to an increase in gas station prices.
... lost profit from supplying fuel to the domestic market at lower prices than export prices) if the average monthly gasoline prices exceed the internal price by 10%, and diesel prices exceed 20%. The upper limit for the stock price of gasoline is 64,515 rubles per ton (measured according to AI-92 quotes). On November 18, 2024, gasoline futures for this grade closed at 60,490 rubles per ton, with most of the month seeing prices below this level.
Premium-grade gasoline prices have increased the most ...
Debt Collection as an Investment Strategy
... institutions.
To avoid such issues, a company must recover at least part of the funds. To facilitate this, debts are sold at auction. The selling price may be tens or even hundreds of times lower than the nominal value. For instance, by investing 1,000 rubles, one might ultimately receive 10,000 rubles.
Types of Accounts Receivable
Accounts receivable has repayment terms and can be divided into several categories based on various parameters:
Normal. Repayment occurs within the agreed timeframe.
Overdue....
The Essential Rules of a Successful Investor
... independent decision. This approach allows one to gain the necessary experience while avoiding the need to search for a "scapegoat."
How Much Money is Needed for Investing
One can start building future capital with as little as 5,000 to 10,000 rubles. In this case, the choice of investment instrument is more important than the amount.
If you have 100,000 to 200,000 rubles available, you can move on to a new level of investing. A larger amount allows for investments in significant projects. ...
The government has extended the ban on gasoline exports until the end of the year.
... AI-95 in total production is around 40-45%, it accounts for about 60% of consumption. As a result, the price difference between grades on the exchange currently reaches around 30%, and on July 24, AI-95 reached a record high for the year, hitting 75,296 rubles per ton, close to the historical record of 76,876 rubles per ton set last fall during the fuel crisis. Amid high wholesale prices for AI-95, the profitability of selling this grade at gas stations turned negative.
What the Extension of the Embargo ...