... should pay attention to: Rising interest expenses: MTS is facing increasing debt servicing costs, which is putting pressure on net income. Investors should take this factor into account and analyze how the company plans to reduce interest expenses in the future. Ecosystem strategy: MTS is actively expanding its product ecosystem, which attracts and retains customers, but also requires investment. A steady increase in the number of ecosystem customers and revenue growth in this area indicate the right strategy aimed at long-term development. Strategic adjustments: In the context of tightening monetary policy and regulatory pressure,...

... of financial services for the population, help small businesses, and make financial transactions convenient and safe. With the expansion of opportunities for users, fintech is becoming an important part of everyday life. Many experts believe that the future of the Russian economy is inextricably linked with success in fintech. In the coming years, we expect further development of mobile payments, the creation of new investment platforms, and an increase in digital services that will make financial services more accessible and reliable. The Importance of Fintech for Open Oil Market Fintech is becoming an integral part of our lives today, and its development opens ...

... balance, but state programs are aimed at increasing RES capacities. Indirectly, this could also impact transportation: the more clean and cheap electricity produced, the more attractive electric transport becomes. Moreover, some oil and gas companies are investing in RES projects, aiming to diversify their businesses in the future. Research is also underway on alternative fuel types for transportation—biofuels, hydrogen—but their widespread application in Russia remains a question for the distant future. Forecast and Outlook In the short term, market participants hope ...

... and technology, which make it possible to automate a significant number of production procedures, encourage organizations to invest effort and money in the development of such platforms. The use of digital platforms in the oil market solves the following ... ... long supply chain of raw materials, and increasing the benefits for both end customers and for suppliers-manufacturers. In the future, expansion of the platform's focus on commodity markets for metal, timber, agricultural products, etc. will significantly ...

... substantial increase, instituted by the government, is intended to help energy companies compensate for inflationary pressures and invest in infrastructure maintenance. However, the rise in payments significantly increases the burden on industries and households.... ... purchases of Russian oil and processing it into petroleum products for re-export. These steps raise uncertainty regarding the future fate of significant volumes of Russian exports—primarily shipments to India and China—and could lead to a reshuffling ...