... additional reserve that banks are required to hold during periods of excessive credit growth and high systemic risk. The primary purpose of this buffer is to accumulate a capital cushion that will help banks manage potential crises and shocks in the financial market. In the event of deteriorating economic conditions, banks can utilize this buffer to cover losses and maintain normal operations. The Central Bank of Russia has announced that the buffer will be set at 0.25% of risk-weighted assets. This means ...

... the management. Such personnel may lack the necessary qualifications. Product offerings. The products or services offered by the company may not be in demand. This could stem from low staff qualifications, outdated equipment, and other factors. The market may simply be oversaturated. A large number of competitors directly impacts profitability. Before becoming the rightful owner of the enterprise or a specific part of it, a thorough evaluation is essential. It is important to delve into financial matters, internal relationships within the team, etc. When purchasing a specific part, it is necessary to obtain consent from other founders. Otherwise, the transaction may be deemed invalid, and the court may annul it. Sergey Tereshkin particularly ...

... it is Buffett's hallmark. According to the financial genius himself, this is the primary consideration he makes. The intrinsic value reflects the resources that an owner can extract from the company's operation over time. This metric is not found in financial statements and is more an art than a science. Unlike liquidation value, intrinsic value includes intangible assets (such as trademarks, intellectual property, etc.). By comparing a company’s intrinsic value to its market capitalization, the founder of Berkshire Hathaway delivers his verdict. 2. Evaluating other indicators is simpler because they can always be found in the classic reports of any public company. In second place in significance, Buffett highlights ...

... campaign validates demand and helps avoid costs associated with developing offerings that may not be popular. Minimization of Financial Risks Crowdfunding helps entrepreneurs avoid large loans or venture capital at early stages. This allows them to maintain ... ... campaign allows for direct interaction with consumers, facilitating feedback collection and product or service improvement before market release. This aids companies in adapting to customer requests and creating higher-quality solutions. Risks of Crowdfunding ...

... threats of harsh tariffs against China, Beijing will likely retaliate – from diplomatic protests to the active use of alternative currencies and insurance mechanisms in transactions for energy resources, aiming to reduce dependence on the Western financial system. Oil Market: Fragile Stability Amid Uncertainty Following recent fluctuations, global oil prices have stabilized within a relatively narrow range. By mid-August, the benchmark Brent crude is trading around $66 per barrel, while the U.S. WTI is hovering around ...