... increasing number of young individuals are forgoing the traditional life script of "school - university - work - retirement." Instead, they are embracing a new trend – "mini-retirement." The essence of this approach is simple: save enough money, resign from their job, and spend several years living freely, enjoying life and traveling. This shift has sparked lively discussions: some see it as wisdom, while others view it as irresponsibility. Let’s delve into what underlies ...

... (according to Experian). Banks actively promote loans with low-interest rates, creating the illusion of easy money and facilitating the accumulation of debt. Changing Attitudes Toward Finances Unlike previous generations, millennials are less inclined to save and more focused on consumption. A Deloitte study revealed that 60% of millennials lack long-term savings, preferring to spend money in the present. Due to uncertainty in the job market and an unstable economy, many prefer to seek immediate gratification ...

... cost-effectiveness. The developers targeted the youth demographic and hit the mark. The company oriented itself toward the demands and lifestyles of millennials: No need to buy a car. The majority of millennials prefer to use taxis for transportation. This saves money on purchasing a vehicle, its maintenance, parking, etc. For a limited number of trips, this approach is far more economical. Renting instead of buying real estate. This principle smoothly leads to the second one. Why purchase property in one ...

To preserve your savings during times of crisis, blue-chip assets are among the most stable, resilient, and liquid investments. In times of crisis, blue-chip stocks are considered among the most stable, resilient, and liquid assets for preserving savings. What makes blue-chip stocks attractive to investors? These companies are appealing due to their reliable long-term growth. Thanks to their financial stability, they often provide returns even during recessions. As they typically represent well-known...

... effectively. What are investments and how to start investing: A complete guide for beginners Why is it important to invest? Investments play a vital role in creating financial independence and ensuring a stable income. Regardless of your goal - to save for the future, create passive income or simply increase your savings, investments can become your reliable tool. In this article, we will analyze what investments are, what types of them exist and how to start investing with minimal risks, especially ...