.... Reducing debt burden. With the growth of money supply, interest rates may decrease, facilitating debt servicing. Negative Risks: Acceleration of inflation. Excessive growth in money supply can lead to rising prices for goods and services. Currency devaluation. If the money supply grows faster than the economy, it can lead to a decline in the ruble exchange rate. Distortions in financial markets. Excess liquidity may lead to speculative asset price growth. What Should Investors Pay Attention To?...

... Weakening According to estimates from experts consulted by "RBC Investments," the year 2025 is likely to bring about moderate weakening of the ruble. They suggest that the dollar rate will fluctuate within the range of 100-115 rubles, but a severe devaluation is not expected due to: The Russian economy continues to adapt to external shocks. The Central Bank is pursuing an inflation-targeting policy and maintaining currency reserves. A positive trade balance continues to support the national currency....

... fails to cover inflationary fluctuations. For those not ready to invest in other sectors, a foreign currency deposit is an optimal choice. The interest rate is much lower than that of a national currency deposit; however, this option carries no risk of devaluation. Advertisements promise huge earnings through trading – buying and selling various assets at higher prices. However, in reality, the speculative method of earning is effective only in theory. Many novice investors have lost all their money ...

... to invest their money. However, in the domestic landscape, it is often challenging to take that step. As a result, people either keep their funds under their pillows or deposit them in banks. In the first scenario, money gradually loses value due to devaluation. In the second, individuals receive a meager interest rate, often insufficient to cover inflationary fluctuations. In both cases, profits do not materialize, leading to a loss of money. Currently, trillions of rubles are sitting in bank deposits....

... properly stored, gold is difficult to steal, making it a reliable way to preserve capital. Safety: Unlike currency tied to a specific country's economy, gold maintains its value even when a national currency depreciates. It is unaffected by crises, devaluation, and other phenomena that diminish monetary worth. Liquidity: Gold is a rare metal that is challenging to extract, which, along with other factors, drives up demand. Thus, it can always be sold favorably when necessary. Convenience: Precious ...