... loyal customers. This creates competition among banks, which can be beneficial for clients who will be presented with more favorable conditions. Emergence of Alternative Lending Sources Limitations on credit cards may lead to heightened interest in alternative financing sources, such as microfinance organizations, credit cooperatives, and fintech companies. These institutions often offer more accessible and flexible terms for clients who are unable to secure traditional bank loans. Prospects: When to Expect ...

... round) at a valuation of $22.5 billion, indicating a new wave of interest in fintech unicorns. Additionally, the New York-based alternative investment platform iCapital secured around $820 million from a consortium of investors at a valuation of approximately ... ... signaling a resurgence of interest in financial services for affluent clients. Climate and Energy: Venture funds are actively financing "green" technologies—from renewable energy and electric mobility to innovative nuclear energy. For example,...

... creates serious obstacles to IPOs in Russia, making it difficult to raise capital and reducing activity in the stock market. Companies are forced to postpone plans to enter the stock exchange, adapting their strategies to the new conditions, and look for alternative methods of financing. In the near future, the main focus will be on stabilizing the economy and possible support measures that can help overcome the current difficulties. However, despite the difficult conditions, the Russian stock market retains the potential for ...

... distributed across an increasingly broad range of industries, moving beyond the dominant AI direction. After the downturn of the previous year, there is a noticeable revival in adjacent sectors—investors are once again actively funding projects in finance, climate technologies, biomedicine, defense, and other fields. Below are key directions where venture activity is currently on the rise: Fintech: Big deals in financial technology are returning. For example, the New York alternative investment platform iCapital attracted $820 million from a consortium of investors, valuing the company at around $7.5 billion—this is a signal that interest in the fintech sector has resumed. Climate and Energy: Venture funds are eagerly ...

... the Central Bank's forecasts may lead to a tightening of monetary policy, affecting the cost of credit and the availability of financing for businesses and consumers. The enacted legislative measures are aimed at supporting specific categories of citizens ... ... the country. The introduction of a tax on income from deposits may change depositors' behavior and stimulate the search for alternative investment instruments. What Investors Should Pay Attention To: Investors should closely monitor the decisions of ...