... представлен комплексный законопроект, чётко распределяющий полномочия SEC и CFTC. Согласно документу, SEC будет отвечать за размещение токенов и ICO (которые признаются ценными бумагами), а CFTC – за оборот цифровых товаров на биржах и надзор за брокерами. В законопроект включены строгие ...

... or securities. If a wallet is hacked or an exchange goes bankrupt, recovering funds is nearly impossible—these risks remain with the investor. Fraud and scam projects. The crypto industry has its fair share of fraudsters: one may encounter a fake ICO, Ponzi scheme, or malicious application. Without proper due diligence, an investor risks putting money into a project that could disappear along with their funds. Technical risks. Handling cryptocurrencies requires a responsible approach. Losing private ...

... aimed at adapting financial rules to crypto assets. The Securities and Exchange Commission is softening its stance: it has been declared that most cryptocurrencies will not be considered securities, and safe havens are being developed for projects (ICOs, airdrops, etc.). Moreover, in conjunction with the Commodity Futures Trading Commission (CFTC), the regulator has allowed trading of spot crypto assets on regulated exchanges alongside futures. These steps signal a more lenient U.S. policy toward ...

... has launched “**Project Crypto**” – a reform package aimed at adapting financial rules for crypto assets. The regulator is easing its stance: it has been stated that most cryptocurrencies will not be considered securities, while new projects (ICOs, airdrops, etc.) will be afforded “safe harbors” — temporary regimes facilitating launches. Moreover, trading of spot crypto assets on regulated exchanges has been allowed alongside futures in collaboration with the Commodity Futures Trading ...

... financial network, cryptocurrencies create a unified transaction space where the sender and recipient's location does not matter. Moreover, crypto assets stimulate the development of new economic models. For example, through initial coin offerings (ICOs) or token sales, startups can create their projects and raise funding from the community, bypassing traditional venture capital. Token holders of such projects assume the role of early investors. Another example is meme coins like Dogecoin or Shiba ...