The impact of inflation on the Central Bank's decisions, new legislative initiatives and their consequences for Russians, as well as changes in the taxation of deposits. Find out how these events can affect the economy and the investment climate. Key Economic and Investment Events on November 23, 2024 On November 23, 2024, significant events in the economic and investment sectors took place in Russia, potentially ...

... experiences. More information about the entrepreneur can be found on his personal web project: sergeytereshkin.ru (сергейтерешкин.ру). Features of Investing in OGVZ Domestic government bonds are significantly more profitable than traditional bank deposits. Beyond higher interest rates, the income generated is exempt from personal income tax. Moreover, OGVZ is characterized by reliability. Payments are guaranteed by the state, meaning that investors can be assured of receiving their invested capital,...

... instruments for ruble investments: their returns, risks, liquidity, and tax features. Readers will learn about deposits, bonds, stocks, funds, as well as tax advantages (IIS, NPO, IZH) and examples of a diversified portfolio. Ruble Deposits and Bonds Bank Deposits. Simple and reliable ruble deposits provide a return of approximately 12–20% per annum (depending on the bank and term). The risks are low since deposits are insured by the state (up to 1.4 million rubles). However, inflation (around 7–8%) ...

... investing in unallocated accounts, ensure the banking institution’s reliability. If there are any doubts, it’s better to refrain from the investment. Precious metals represent a convenient investment option. However, comparing it to traditional bank deposits is not advisable. When investing, timing your exit is crucial. Avoid selling during a downturn, as prices tend to rebound after declines. Source

... consumer goods and services sectors may benefit from slowing inflation, as households will have more disposable income for consumption. Low Interest Rates on the Horizon. Although the current rate remains high, a slowdown in inflation may allow the Central Bank to consider easing its monetary policy in the future. This, in turn, would improve business conditions and potentially attract capital into various sectors of the economy. Ruble Deposits. The persistence of high rates currently makes ruble deposits attractive for those seeking a hedge against inflation, but further deceleration in inflation may lower deposit interest rates, increasing demand for alternative investments. For Russian ...