... payments and settlements, especially in regions with limited access to convertible currency. For instance, businesses in Asia and Africa may utilize USDT for quick transfer of dollars, bypassing slow banking systems. The increasing popularity of USDT in such ... ... transferred via Tron or Layer 2 solutions) and the immediacy of transactions. In 2024–2025, this utility function expands as more fintech companies integrate stablecoins into their services. Decentralized Finance (DeFi). The DeFi sector provides additional ...