... Partnership Ties: Trade and business connections between Russia and Iran will become more stable due to the reduction of risks associated with payment transactions. Russian companies will be able to pay for goods and services from Iranian partners in rubles, avoiding the need for third-party payment systems and minimizing currency risks. Favorable Conditions for Exporters: Russian exporters will be able to enhance their presence in the Iranian market by using Mir cards for transactions. This will ...

... administrative costs. Access to tax holidays. In some regions, businesses registered under the STS can benefit from tax holidays for up to two years. Disadvantages of STS: Income limitations. There are income thresholds for applying STS (246.1 million rubles in 2024). If the company exceeds this limit, it must switch to the general taxation regime. Employee limits. The number of employees in the company must not exceed 130 individuals. Limited expenditure list. When opting for STS "income minus ...

... the company. It is important to analyze the dynamics of these indicators over several years to assess stability and sustainability. Profitability: For example, the Return on Sales (ROS) ratio shows what percentage of profit the company earns from each ruble of revenue. High profitability is indicative of effective management. Debt Load: It is critical to check how the company manages its debt. For instance, the Debt-to-Equity ratio helps to understand how dependent the company is on borrowed capital....

... wallet or a bank card, with repayments also made to a card or e-wallet, depending on personal preferences. Investment Size. Investments can vary in size; it’s not necessary to lend out thousands of dollars at once. One can start with a few hundred rubles, significantly reducing the risk of capital loss. Term Length. In most cases, the maximum loan period does not exceed three months, with some cases lasting only a few days. Thus, after a short period, the individual can receive their money back ...

... The optimal size of a financial safety net depends on your individual situation and level of expenses. It is generally recommended to have savings that cover 3-6 months of your regular expenses. For example, if your monthly expenses amount to 50,000 rubles, your safety net should be approximately 150,000 - 300,000 rubles. Consider Regular Expenses. Include mandatory payments such as rent, utilities, groceries, transportation, and medical costs in your calculations. Account for Individual Circumstances....