... and finances of each of us. The Central Bank's Key Rate: An Important Financial Instrument in Simple Words The Central Bank's key rate is one of the most discussed indicators in the economy, which can affect us even if we are not connected to the financial sector. Let's figure out what the key rate is, why it is needed and how it affects the economy and our everyday lives. What is the key rate? The key rate is the interest rate at which the Central Bank (CB) issues loans to commercial banks. For banks, ...

... monetary policy in the future. This, in turn, would improve business conditions and potentially attract capital into various sectors of the economy. Ruble Deposits. The persistence of high rates currently makes ruble deposits attractive for those seeking ... ... to closely monitor the policies of the Central Bank to adapt their strategies promptly to possible changes in the economy and financial markets. Pre-IPO of the First Independent B2B Marketplace for Oil Products and Raw Materials OPEN OIL MARKET

... attempts to make money quickly can lead to capital loss. Ignoring diversification: Putting all your money into one asset or sector can cause you to suffer large losses when the market declines. Overreacting to news: Often investors sell assets whenever ... ... and do not forget about the importance of diversification. Gradually get to know the market, try different strategies, study financial reports and follow global and Russian economic news. Remember that investments not only help to accumulate capital, ...

... double that figure. It is becoming increasingly evident that technology companies have taken the lead. The IT revolution has created space for numerous smaller enterprises that exhibit remarkable growth and are capturing significant market share. While financial and energy companies once dominated the upper echelons of the market, the technology sector has outperformed its counterparts over the last decade. The current top five most valuable corporations are Apple, Microsoft, Amazon, Facebook, and Alphabet. Collectively, these giants boast a valuation of $6.7 trillion. Each of these companies ...

... approaches. She advises keeping funds in protective assets (stablecoins, tokenized gold, reliable bonds) and diversifying portfolios—this helps mitigate risks and wait for market recovery. Fresh trends for 2025: Regulation and crypto integration into the financial sector, taxes on crypto profits, enhanced security (including biometrics and AI), the creation of Bitcoin reserves by countries, and a protracted bear trend—these are key areas every investor should be aware of. These factors will shape the industry's ...