... mortgages due to fears of ruble devaluation, the desire to lock in rates, the availability of government support, and the aim to improve living conditions. Real estate remains not only a means of securing the future but also a reliable way to preserve capital. This sustained dynamic in the mortgage market demonstrates that the demand for housing and the desire to shield savings from inflation significantly outweigh the risks associated with high interest rates.

... economies of most countries will develop very slowly. Therefore, specialists recommend keeping part of the assets in securities, gold, and bank documents. A crisis is not a reason for despair. In fact, many billionaires have significantly increased their capital during such periods. Market dips present excellent opportunities to acquire assets at reduced prices, which will yield considerable returns over time. Experts are convinced that there will soon be significant profits recorded by hedge funds. The managers of these organizations ...

... bonds (OFZ) remain attractive under such circumstances. Investors anticipating a downturn in inflation by 2027–2028 might adopt a strategy of locking in these high yields: purchasing long-term OFZ now to gain not only generous coupon interest but also capital gains as market interest rates fall. Retail investors have also gravitated toward OFZ as a means of preserving and growing capital. Current yields on these bonds exceed inflation (according to the baseline scenario) and carry relatively low risk. Rising real incomes ...

... employment data from private sectors in the U.S., often used as a predictor for official employment figures influencing Federal Reserve (Fed) decisions on interest rates. An increase in employment could strengthen USD while potentially weakening RUB due to capital outflows from emerging markets like Russia driven by heightened Fed rate hike expectations. 2. PMI Indices (04:45 MSK): Positive PMI readings from China (services) indicate rising economic activity which can bolster demand for Russian export commodities like oil. Conversely,...

... signal recovery enhancing demand for Russian export products including energy resources & metals while declines might indicate slowing growth negatively affecting Russian exports. Corporate Events in Russia: Decisions regarding dividend payments or capital increases by Russian companies influence their investment attractiveness; e.g., NKHP’s shareholder meeting concerning dividends could raise investor interest boosting stock prices reflecting overall stock market dynamics positively influencing Russian equities amid changing market sentiments based on corporate actions taken during this period. In conclusion, December 5th holds significant potential impacts on energy prices along with demand shifts affecting ...