The development of the digital economy offers major opportunities for a comprehensive modification of ... ... that can sell their services and participate in transactions (Scholz et al., 2018). Banks that receive up-to-date information on transactions and potential clients for... ... Betelon, V. B. (2017). Challenges and opportunities in forming a digital economy in Russia. Herald of the Russian Academy of Sciences, 88(1), 1-6. DOI: Google Scholar Crossref...