... as collective investors; however, investment companies play a central role in conducting investment activities, followed closely by non-government pension funds and insurance firms. Investor deposits are characterized as long-term savings, aimed at capital preservation. For instance, in Western markets, it is common for individuals to invest their funds in investment funds for an extended or indefinite period. Subsequently, investors typically reclaim their funds as they approach retirement age. In contrast, the average investment horizon for ...

... global leader in equipment production for semiconductor factories (competing with Applied Materials and others). The company’s report is a barometer of the health of the chip industry. In 2023, equipment manufacturers faced a downturn due to memory market saturation and reduced capital spending from chip makers. However, signs of demand revival have emerged in late 2024 to early 2025 (especially due to investments in new factories for AI chip production and automotive business). In Q2 (for Lam, this is the fourth quarter of ...

... mortgages due to fears of ruble devaluation, the desire to lock in rates, the availability of government support, and the aim to improve living conditions. Real estate remains not only a means of securing the future but also a reliable way to preserve capital. This sustained dynamic in the mortgage market demonstrates that the demand for housing and the desire to shield savings from inflation significantly outweigh the risks associated with high interest rates.

... economies of most countries will develop very slowly. Therefore, specialists recommend keeping part of the assets in securities, gold, and bank documents. A crisis is not a reason for despair. In fact, many billionaires have significantly increased their capital during such periods. Market dips present excellent opportunities to acquire assets at reduced prices, which will yield considerable returns over time. Experts are convinced that there will soon be significant profits recorded by hedge funds. The managers of these organizations ...

... bonds (OFZ) remain attractive under such circumstances. Investors anticipating a downturn in inflation by 2027–2028 might adopt a strategy of locking in these high yields: purchasing long-term OFZ now to gain not only generous coupon interest but also capital gains as market interest rates fall. Retail investors have also gravitated toward OFZ as a means of preserving and growing capital. Current yields on these bonds exceed inflation (according to the baseline scenario) and carry relatively low risk. Rising real incomes ...