... constant disagreements, discontent and stress. In this article, we will figure out how budget management affects family relationships and what steps will help you establish harmony in finances. The impact of the family budget on relationships Financial issues often become the cause of quarrels and misunderstandings in the family. Here's why: Financial tension. When there is not enough money, all family members feel the tension. This can lead to accusations of excessive spending or to "saving on ...

... are written off, resulting in losses for the company. A large amount of accounts receivable increases the risk of bankruptcy, while simultaneously diminishing the company's attractiveness to potential investors and credit institutions. To avoid such issues, a company must recover at least part of the funds. To facilitate this, debts are sold at auction. The selling price may be tens or even hundreds of times lower than the nominal value. For instance, by investing 1,000 rubles, one might ultimately ...

... liter. "In the fall of 2023, we observed a prolonged decline in margins not only for AI-95 but also for AI-92 and diesel fuel. This period lasted for about 2–3 months," the company's experts note. This year, the difference is that the issues are observed only with AI-95, which is related to fluctuations in wholesale prices and increased consumption. In the short term, within the next two to three weeks, a return to a positive margin is not expected, according to "OMT Consult." ...

... primary source of yield for investors. Companies that provide stable dividends, such as Sberbank, Gazprom, and Norilsk Nickel, could be appealing for investments. Focus on High-Yield Bonds: Given the current key rate, the Russian Ministry of Finance issues federal loan bonds (OFZ) with attractive yields, which can be a good option for conservative investors. Such bonds may serve as a protective instrument against inflation. Diversification and Defensive Assets: Investors should consider allocations ...

... assists startups in establishing connections with potential partners and investors by organizing meetings and events aimed at attracting funding. Support in Intellectual Property Matters Skolkovo provides consultations on intellectual property protection issues, which is crucial for startups developing new technologies and products. The Skolkovo incubator plays a vital role in the development of startups and the promotion of innovations in Russia. Through its support programs, grants, educational events,...