... for fluctuations in returns, particularly in the short term. Additionally, although assets are managed by professionals, human factors and strategic errors can negatively impact outcomes. Investors should also consider the level of fees: excessively high ... ... and building trust in financial institutions. With government support (for example, tax incentives for investors) and stable economic development, collective investments have the potential to occupy a more significant place in citizens’ savings. New ...

... become pressing. This was stated by Daniil Egorov, head of the Federal Tax Service (FTS), at the St. Petersburg International Economic Forum (SPIEF-2025). He indicated that legal miners are currently forced to either seek unofficial buyers or sell mined ... ... will only have access to indirect instruments (e.g., crypto ETFs or futures on crypto indexes). Furthermore, the geopolitical factor remains: sanctions may complicate the integration of the Russian crypto market into the global economy. Potential market ...

... to assume that people make rational decisions. The reality, however, often differs significantly, as emotions, biases, social factors, and cognitive errors play a considerable role in decision-making. Behavioral finance is a field that considers the decision-making ... ... financial theory developed over the past seven decades views investors as rational beings. This aligns with the broader field of economics, which also considers decision-makers as rational. Modern portfolio theory and the efficient market hypothesis are two ...

... important to mention the psychological aspect: the "Three Gorges Effect" compels us to rethink our approach to megaprojects. In the past, when planning massive dams or other infrastructure projects, engineers primarily considered environmental, economic, and social impacts in the construction region. Now, with this new awareness, global physical parameters of the Earth must also be factored into the agenda. While the current impact may be microscopic, it is tangible and measurable. This case serves as a scientific precedent and a cause for contemplation. Conclusion (call to action): The story of the Three Gorges Dam is a warning ...

... stock exchange. Commodities include oil, gas, metals, grains, coffee, etc. While the prices of most commodities may drop during economic downturns, certain products do not decrease in value. This category includes collectible alcoholic beverages, antique ... ... this approach, one must consider the company's profitability, the required investment amount, operational margins, and other factors. Dividend Strategy Securities are not only purchased for resale at elevated prices. Experienced investors also earn income ...