... assets (predominantly US Treasury securities—T-bills), a portion in cash and deposits, a share in secured loans, and minor investments in other assets (e.g., Tether acknowledged holding a small percentage of reserves in gold and Bitcoin as additional diversification, along with investing part of profits). The shift toward a focus on Treasury bonds occurred after 2021 when, under regulatory and market pressure, the company moved away from risky instruments (like commercial paper of dubious quality) ...

... be minimized by thorough verification (this was discussed in the startup assessment section) and a preference for familiar channels for finding deals, recommendations from respected market participants. Typical mistakes of novice investors: Lack of diversification. Investing all available capital in a single startup is almost a sure way to lose money. Smart investors distribute funds between several projects, understanding that only one or two of them can be a big success. Beginners sometimes “fall ...