... capital; it is solely focused on preserving funds. In the Bank A bank safe deposit box can be leased to ensure the user's funds are secure from theft. However, this method of saving money does not contribute to capital growth. To earn income, one should consider ... ... Microfinance Organizations (MFOs) Recently, microfinance organizations have emerged in the market, offering individuals a way to invest their money. This method of investment resembles traditional bank deposits but typically offers higher returns, with interest ...

... creating substantial informational transparency from issuers both at the time of market entry and during the company’s subsequent activities. Key Changes in Issuer Requirements One proposal includes updating the requirements for the content of the securities prospectus. Under the new approach, the prospectus must include projected indicators of the issuer, allowing potential investors to more accurately assess risks and investment opportunities. This approach will help create a clearer and more accessible picture for each investor, which, in turn, will enhance trust levels and reduce the uncertainty faced by investors when making investment decisions. Furthermore, the ...

... is primarily driven by the promising investment opportunities that foreign markets present. The Russian market is still in its developmental phase, having been severely impacted by the crisis and sanctions. As a result, investors are more inclined to invest in the securities of foreign companies and in foreign currency. The American market is particularly popular among investors. However, is the situation there as rosy as it seems? S.I. Tereshkin, the founder of "Oil Resource Group," has taken the initiative ...

... market. For example, in 2020, the Sberbank and Yandex IPOs used consortiums that included several large Russian and international investment banks and brokers, such as FINAM, VTB Capital, Alfa-Bank, and Renaissance Capital. This allowed them to attract a wide ... ... Russian players, such as Gazprombank, Sberbank CIB, and VTB Capital. Thanks to working with the consortium, it was possible to secure significant interest from institutional and private investors, which contributed to the success of the IPO. Underwriters ...

... non-taxable limit of approximately 210,000 rubles annually), coupon payments on bonds, dividends, and profits from the sale of any securities (stocks, PIF shares, ETFs). The exception is IIS benefits with long-term retention (>3 years). Income from cryptocurrency ... ... funds) for those willing to tolerate sharp fluctuations. However, to begin with, investors should study basic instruments and not invest everything immediately in speculative assets. Conclusions for the Investor Investing one million rubles short-term poses ...