... have captured a significant share of the Russian market, are displaying a concerning trend — their resale value drops by as much as 50% within just one year of operation. This creates a unique situation where owners of such vehicles face considerable losses upon resale, while buyers can discover attractive offers on used cars. Current Situation in the Chinese Car Market Chinese automakers, such as Geely, Chery, Haval, and others, have been actively strengthening their positions in Russia over the ...

... exhausted. "Mini-retirement" presents an opportunity for them to recharge and re-evaluate their goals. Employer Reaction Employers are understandably not thrilled about this trend. For companies, the departure of young professionals signifies a loss of valuable talent and additional costs for recruiting and training new staff. Some leaders view "mini-retirement" as a manifestation of irresponsibility and immaturity. However, critics overlook that Gen Z values freedom and flexibility....

... that the digital ruble will be cheaper than bank transfers. Payments and transfers can be made almost for free. Security and protection against theft: The digital ruble will be secured by government systems, significantly reducing the risk of theft or loss of funds compared to cash or bank transfers. How will the digital ruble impact the Russian economy? Control over cash flows: With the ability to track transactions, the government will be able to monitor cash flows more accurately, increasing the ...

... leading to a fall in the share price. High volatility: Sharp fluctuations can create an unstable situation on the market. Risks for companies: Image risks: Massive sale of shares after the lock-up may look like a decrease in confidence in the company. Loss of support from investors: A sharp price decline can scare off long-term investors. Examples of the use of the lock-up period in the Russian IPO market In the Russian market, lock-up is also an important tool for IPOs of large companies, supporting ...

... profit until the predetermined day. Examples of European Option Applications Portfolio Hedging: Investors can use Put options to protect against a decline in stock value. For example, if the stock price falls below the strike on the expiration day, losses from holding stocks are offset by profits from the option. Currency Risk Protection: Companies dealing with international partners use Call or Put options to safeguard against adverse changes in exchange rates. Speculation: Traders can use Call ...