... effective operations of both banks this year. Explanation of key indicators: RAS net profit: TBank: RUB 50 billion Rosbank: RUB 46 billion Meaning and impact: RAS net profit reflects the bank’s financial result after deducting all expenses and taxes. The growth of this indicator indicates an increase in the bank’s efficiency, ability to generate profit and the sustainability of its business model. Loan portfolio: TBank: RUB 1.4 trillion (up 38% year-on-year) Total loan portfolio of TBank and Rosbank: RUB 2.7 trillion Importance and impact: An increase in the loan portfolio indicates an expansion of lending and customer confidence ...

... Influencing Global Growth: Inflation: A gradual decline in inflation is anticipated in developed countries due to the normalization of monetary policy. Interest Rates: Central banks continue to maintain high rates to combat inflation, putting pressure on businesses and consumer spending. Technological Development: Investments in digital transformation and innovation are accelerating recovery. 2. Sectors and Assets for Investment Technology The technology sector remains a key growth driver: Investments in artificial intelligence, cloud computing, and cybersecurity continue to attract capital. The development of green technologies to achieve carbon neutrality goals by 2030. Healthcare The pandemic has heightened interest in ...

... Processing Centers (DPC): Digital Platforms: Increasing the capacity of data centers to meet business demand for cloud solutions. Business Services: Developing platforms that simplify data management and operations for companies. Influence on Russia: Rostelecom's ... ... Long-Term Strategy: Rostelecom is actively diversifying its areas, reducing dependence on traditional telecommunications services. Growth of the Digital Services Market: An increase in the share of revenue from digital services promises sustainable growth for ...

... pioneer among public companies using Bitcoin as a reserve asset, continues to increase its BTC holdings. The company, led by Michael Saylor, recently purchased more coins, bringing its total ownership to nearly 600,000 BTC. This move emphasizes the business’s confidence in Bitcoin’s long-term growth and its desire to capitalize on its strengthening. Traditional Financial Institutions: Leading banks and payment networks are integrating cryptocurrencies into their services. Goldman Sachs and Deutsche Bank have launched platforms for trading ...

... significant pressure on the stock market and limits the opportunities for companies planning to go public. Here are the main reasons why a high rate negatively affects IPOs: Rising cost of borrowed capital. With a rate of 21%, the cost of borrowing for businesses becomes too high. Companies are forced to abandon debt financing or look for other sources of capital, which limits opportunities for growth and expansion. Outflow of funds to deposits. The high rate makes deposits an attractive instrument for private investors. In conditions of instability, many prefer to place funds in banks where they can receive a guaranteed income. This leads to ...