... company. Diversifying risks is crucial. Companies engaged in extraction and sales of oil, gas, and petroleum products tend to offer the highest returns. Additionally, firms focused on developing various software products are often considered promising. Invest in securities only with funds that are already available. Borrowing money and incurring debt is not a wise strategy as there remains a risk that returns will be significantly lower than expected or non-existent, resulting in needing to repay debts out of pocket. When choosing ...

... more than a decade ago. During that period, investors actively employed the "buy and hold" strategy, resulting in annual returns of 10-15%, and sometimes even more. However, during the 2008 crisis, entrepreneurs had to abandon this strategy. Investment banks quickly adapted and encouraged investors to channel funds into structured instruments, thus allowing them to own shares of American and European companies. Promised returns were around 2-4% per annum, figures considered quite modest by investors. Consequently, they sought other tools. They were offered ...

... provide steady dividends. Conversely, investments in the restaurant sector can lead to numerous challenges for the investor. In this scenario, only the business owner risks their capital, facing disappointment and shattered hopes. Since they’re not investing their own funds, they cannot lose anything. The only valid point made by those who consider the restaurant business a promising sector is that people have always eaten, are eating, and will continue to eat. Thus, with the right circumstances and approach, a dining ...

... for Investors: Crisis as a Time for Change Despite the difficult situation, the crisis also opens up opportunities for investors: Emergence of Undervalued Projects. Many startups facing challenges are willing to offer more favorable terms to venture funds. Focus on Long-Term Prospects. Investments in technology remain relevant, especially in sectors that will be in demand over the coming years. Creation of New Ecosystems. Venture funds can play a crucial role in forming local ecosystems to support startups. Comment from Sergey Tereshkin,...

... for investors, the opposite is also true. It’s easy to incur sustained losses by investing in an asset that behaves unexpectedly. Investors should always take the time to attempt to understand what they want to hold. Avoid Complacency The value of investments will fluctuate, leading to declines in fund prices as well as increases, and you may not get back the initial amount you invested. Past performance is not indicative of future results. Investments can increase or decrease in value due to fluctuations in currency exchange rates.