... of the company. This would help the company retain experienced specialists while providing employees with in-demand skills. Invest in Innovative Projects and Sustainable Technologies Considering global trends toward sustainable development and green ... ... decision-making. This will help establish a healthy work atmosphere and create a solid foundation for further development. Reassess International Positions and Outsourcing Strategies If production is moving outside Germany, Volkswagen should analyze how this ...

... trading is helping to improve forecasts and reduce costs. The development of automated asset management platforms is making investments more accessible. 2. Infrastructure Projects The transition to a green economy and urban modernization create new investment opportunities. Demand for sustainable projects remains high among international investors. 3. Regulatory Pressure Strengthened requirements for ESG reporting and financial transparency are on the rise. Investors are required to consider stricter norms, impacting asset selection. Investor Recommendations Goldman Sachs ...

... Exchange index fund (or global market). Mutual funds offer professional management, although they charge fees. The IIA allows investment in stocks and bonds with a tax incentivized deduction (13% from expenditures up to 400,000 ₽ per year). PIFs within ... ... high volatility. It is advisable to complement a mid-term portfolio with "blue chip" stocks (gas, oil, finance) and international ETFs to mitigate risks across countries and sectors. Companies with solid business foundations yield decent dividends,...

... 23%, banks face heavy obligations to pay high interest on deposits, straining their liquidity. Capital Outflows and Isolation: International sanctions have limited access to external financing, forcing banks to rely on domestic resources. A deposit freeze ... ... Practical Strategies If you believe the risk of a deposit freeze is high, consider these steps to safeguard your finances: Diversify Investments: Avoid concentrating all your savings in one bank or asset class. Spread your funds across various financial instruments,...

... there’s a growing interest in tokenizing assets like securities, real estate, and other valuable holdings. This allows large assets to be divided into smaller, investable units accessible to individuals with varying levels of capital, democratizing investment opportunities and creating a more diversified capital market. Cross-Border Payments and Settlements Tokenization offers the promise of faster, more cost-effective cross-border payments. Currently, international settlements involve high costs and time delays due to multiple intermediaries and jurisdictional regulations. Token-based solutions can help bypass these constraints by using blockchain or other decentralized systems. Core Challenges of ...