... There are special online calculators, applications, and other programs available for calculating future profits. To obtain data, it is enough to input the key figures: deposit amount, interest rate, and duration of the deposit. Just seconds later, the system will provide an exact result. Potential Pitfalls Like any other investment, deposits come with their own potential pitfalls that are best understood in advance. It is important to recognize that exceeding the refinancing rate will incur tax liabilities for the individual, specifically concerning personal income tax (PIT). For instance, if the deposit interest rate exceeds the refinancing rate by 5%, the individual will owe a 35% tax on the difference. Moreover, it is crucial to thoroughly ...

... but involve currency risk. Risks and Reliability. Risks associated with bank deposits are minimal: the state deposit insurance system compensates for losses of ruble deposits up to 1.4 million ₽. Early withdrawal may result in penalties and the loss of ... ... deposit holders has decreased by almost 18%. Taxation. Starting in 2024, interest on deposits is subject to personal income tax (PIT) of 13% above a tax-exempt threshold. This threshold equals 1 million ₽ multiplied by the maximum key rate for the ...

... private labels in total revenue. Implementation of digital technologies Creation of automated cash registers and self-service systems. Use of Big Data to analyze customer preferences. Implementation of loyalty programs, personalized discounts and recommendations ... ... economy: Stores purchase products from local producers, contributing to economic growth in a particular region. 4. Increase in tax revenues Lenta plays a significant role in the formation of regional budgets through the payment of taxes and fees. Tax deductions: ...

... new agreements with oil companies on price freezes, extensions of restrictions on the export of oil products, or correction of tax mechanisms might be possible. In the long term, experts agree that structural changes are needed to prevent annual price spikes.... ... typically been achieved in previous years, albeit through manual management), it will reduce social tension and allow time for systemic solutions to be implemented. For oil and fuel companies, the current situation serves as an incentive for adaptation: ...

... mitigate risks and wait for market recovery. Fresh trends for 2025: Regulation and crypto integration into the financial sector, taxes on crypto profits, enhanced security (including biometrics and AI), the creation of Bitcoin reserves by countries, and a ... ... price). This spurred a surge in prices: within just 15 minutes, the token's price skyrocketed more than fourfold. The Hyperliquid system flagged this position as problematic and activated its HLP (Hyperliquid Protection) mechanism to stabilize the market. ...