... for smaller amounts and at a higher interest rate. If your project requires large-scale financing and the company has valuable property that can be provided as collateral, a secured loan may be a more suitable option. In this case, it is important to assess the risks: will you be able to service the debt so as not to lose the pledged property. In addition, the assessment and registration of collateral requires additional expenses (for example, payment for the real estate appraisal, notary, insurance of the collateral)....

... classified according to risk level on a scale (such as from 1 to 7), where 1 represents the safest investments and 7 denotes those with the most volatility. Overall, a combination of these indicators and sound judgment can help investors perform their risk assessments on each instrument. How to Reduce Risks Naturally, every investor wishes to achieve profits while avoiding significant losses. Once the risks of each asset are assessed, it’s necessary to consider how to reduce the adverse impact of these ...

Buying a business is a complex process that requires careful preparation and careful consideration of legal aspects. Incorrect risk assessment or inattention to legal nuances can lead to significant losses and problems after the deal is concluded. In this article, I will share the key aspects that need to be taken into account when buying a business and give recommendations on how ...

... their proper evaluation: Bankruptcy Risks. Statistics show that most startups fail within the first few years. This means that investors may lose their funds. Thus, having a portfolio approach and investing in multiple projects is essential to spread risks. Assessment of the Business Model. Startups often rely on new or unproven business models. Evaluate how realistic the project's idea is, what needs it addresses, and what problems it solves. Market Analysis. Check the size and growth potential of the market ...

... for a novice investor to adhere to a number of basic principles. Many years of experience in financial markets have allowed us to formulate universal rules that help make informed decisions and minimize risks. These principles include setting goals, assessing risk, diversifying your portfolio, and other approaches that reduce the likelihood of losses. Let's look at the basic principles of investing: Clear goals and strategy. Start by defining your financial goals and developing a personal investment strategy....