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Francesco Rivella – The Father of Nutella: The Life Story and Creation of the Legendary Chocolate Spread

... and Legacy Besides his work at Ferrero, Francesco Rivella was actively involved in scientific research and supported local initiatives. He was a close friend of writer Primo Levi and served as the president of the Chemists' Order of Piedmont. After retiring, he took up gardening and promoted the development of traditional Italian sports, such as palla-pugno. Francesco Rivella left a significant mark on the history of the confectionery industry. His work resulted in not just a product but a global ...

Investment - Expectations and Reality

... helps them stay informed and build capital. Complex strategies are best left to those with ample experience and knowledge. The most valuable capital is time. The earlier one begins to invest money, the higher the likelihood of securing a comfortable retirement and providing their children with a good education, real estate, and a successful business. Specialists advise that in mature age, individuals should focus on investments in conservative instruments. Investing in art can also be beneficial....

How to Choose a Reliable Financial Advisor and What to Consider When Making Your Choice?

... experience working with clients in various economic conditions, not just theoretical knowledge. Inquire about how many years they have been in consultation and what types of clients they serve. Niche Specialization. If you have specific needs (e.g., retirement planning, real estate investments, or startups), ensure the advisor has relevant experience. 2. Reputation and Recommendations The reputation of a financial advisor plays a vital role, especially in the age of the internet, where it’s easy ...

Individual Investment Account – Features and Benefits

... and millionaires. The key is to select the right strategy. This method enables ownership of shares in domestic companies and government bonds, effectively contributing to the country's economy. It serves as a useful tool for long-term investments and retirement savings. In choosing this earning methodology, it is essential to be aware that one individual can own only one Individual Investment Account. Investors may withdraw their funds at any time, but doing so prematurely disqualifies them from claiming ...

Living Off Interest from Deposits – Myth or Reality

... bank, allowing the depositor to live off the interest, travel, and indulge in life's pleasures. Since the Soviet era, many individuals have been under the impression that investing funds in bank deposits guarantees a worry-free life or even a secure retirement. Even today, people envision an idyllic scenario where a specific sum is deposited in a bank, leading to a life of leisure supported by interest earnings, travel, and few restrictions on spending. But is this truly the case? Does such an investment ...