... misguided. Deposits are unlikely to cover all family expenses, let alone provide for luxuries such as travel or dining out. Thus, if there are surplus funds that will not be needed for the coming years or even decades, it is better to invest in real estate. Properties can be leased out, generating monthly income. Rental prices tend to rise alongside inflation. Therefore, in choosing this investment tool, one does not need to deduct potential rental income from inflation. Eventually, the property can be sold, resulting in a profit from the transaction. It is crucial ...

... information about the businessman’s investment activities can be found on his website: www.sergeytereshkin.ru . Getting Started Many entrepreneurs dream of living in a warm country while generating a stable income. Some invest in real estate for rental purposes. However, the restaurant business can add a touch of romance to this endeavor. Nevertheless, according to Sergey Tereshkin, opening a food establishment is a complex and labor-intensive process with its own nuances and numerous pitfalls ...

... Conditions According to a study by CIAN, the average rent for a two-room apartment in Moscow in 2024 reached 65,000 rubles per month, nearly 20% higher than the previous year. Considering that monthly mortgage payments can be comparable to or even lower than rental costs, many families opt to purchase property as a more advantageous and long-term option. Furthermore, for families, a mortgage represents an opportunity to improve their living conditions—whether by increasing living space, relocating to a ...

... Increased rates raise monthly payments, meaning that not everyone can afford a mortgage under current conditions. Growth of Alternative Solutions. With the suspension of preferential programs, borrowers are beginning to explore alternative options, such as rental housing or purchasing smaller properties. This shift is also stimulating demand for other credit programs that may be more accessible. Deferred Demand for Mortgages. Many borrowers will need to postpone their property purchases until the situation stabilizes. This, in turn, may affect ...

... acquiring assets at lower prices with the potential to sell them later at a much higher value. Equipment and Machinery Another common method of investment among entrepreneurs is leasing. In this case, vehicles and machinery are obtained through long-term rental with an option to buy. Investors can either use the equipment themselves or sublet it, generating additional income. After the final purchase, the machinery can be sold, provided it is in good condition and fully operational. It is advisable to ...