... Want to Stay in One Place? If you think that working for a single company for a lifetime is normal, I have news for you: for Generation Z, it sounds like a nightmare. We are the ones seeking opportunities, not stability. We don’t want to endure for a pension; we want to enjoy what we do, here and now. If a company doesn't fit, we leave. And here’s why. What Do the Numbers Say? A study by UTEAM for Forbes revealed: 34% of Gen Z have already decided to change jobs by 2025, while 25% are considering ...

... estate, as well as in assets abroad. The latter option is often considerably more favorable and less risky. Foreign markets exhibit relative stability. Foreign investors have long been allocating their funds to various projects. They do not rely on pensions or state aid but rather strive to secure a comfortable living for themselves and their children independently. Investing is an excellent way to achieve that. Every type of investment requires a responsible approach. One should not rely on chance ...

... begin selecting assets, determine what you aim to achieve. Short-term goals, such as purchasing a car or a home, require more liquid and low-risk assets, like bonds or funds. For long-term objectives—such as generating passive income or securing a pension—stocks or real estate are more suitable. Each asset has its own payback periods and risk level, so having clear goals will help you avoid impulsive decisions. 2. Conduct Thorough Due Diligence (Financial and Legal) Before investing funds in ...

... surge. Persistent Budget Deficits One of the leading causes of the growing debt is the consistent budget deficit, where federal expenditures exceed incoming revenue. Major areas of government spending include: Social Programs: Key commitments like pensions, healthcare, and support for low-income citizens require substantial funds. These are critical for social stability but represent a major portion of the annual budget. Defense Spending: The U.S. allocates significant resources to national security,...

... instruments that can preserve the purchasing power of savings. Taking inflation into account allows for adjustments to financial plans: investors and funds can estimate the income level needed to outpace price growth. For example, many social benefits and pensions are regularly indexed according to expected inflation rates to prevent a sharp decline in purchasing power among vulnerable segments of the population. Without accounting for inflation, many calculations would be overly optimistic: savings plans ...