... for the possibility of further rate cuts if current trends persist. Markets reacted ambiguously to the CBR's bold decision. Bonds saw an influx of buyers: OFZ yields fell on expectations of cheaper funding, increasing the attractiveness of government ... ... grew by approximately 5% year-on-year. The bank's loan portfolio expanded by more than 15% over the year, particularly due to mortgage and consumer lending, while asset quality remained high (the proportion of defaults is around historical lows). Notably,...