... affect us? The key rate does not affect us directly, but its changes can be felt in everyday life. Here is how it affects the financial aspects we face: Loans and mortgages. When the key rate rises, banks raise rates on mortgages and consumer loans. This ... ... reduce prices, especially for long-term consumer goods such as cars and real estate. Example: how the key rate works during a crisis and during periods of growth During economic growth. When the economy is growing steadily, the Central Bank can slightly ...

... "safe haven," indicating that it is considered a relatively secure asset during times of high inflation or turmoil in financial markets. Furthermore, gold has garnered a multitude of enthusiasts due to the expansionary monetary policies conducted ... ... essential to note that their prices can also suffer during sudden market downturns. Investors tend to sell precious metals during a crisis to meet margin call requirements, which leads to a decline in gold prices. Nevertheless, the value of precious metals tends ...

... purchasing power and stabilize domestic demand. Government loans and subsidies for small and medium-sized businesses aimed at minimizing the effects of temporary closures and restrictions. Increased unemployment benefits, which helped citizens cope with financial difficulties, but increased the budget deficit. These measures were necessary to prevent an economic crisis and provide stability during a period of global uncertainty, but they significantly increased the overall stock of U.S. debt. These factors increase the debt burden, and structural changes in U.S. economic policy may be needed to stabilize or reduce ...

... that these brands hold significant nostalgic value for those who grew up in the 1980s and 1990s (i.e., millennials). Financial giants on Wall Street have bet on further declines of these stocks to turn a profit. Millennials from Reddit witnessed the financial crisis of 2008/2009 and are now experiencing once again how corporations attempt to benefit from another recession. Hedge funds are losing millions as they short these stocks, but their prices are rising due to investments from millennials. The community's ...

... towards purchasing undervalued stocks, thus effectively reallocating capital. Gold often increases in value during times of financial instability, serving as a “safe haven” for investors. Even when it temporarily drops in price alongside the rest ... ... defensive asset – holding part of your capital in cash or in a bank deposit. Having cash on hand instills confidence during any crisis. However, this approach has its downsides: during high inflation, cash quickly loses value. Thus, simply holding all assets ...